The AI co-pilot for your entire on-chain portfolio. Ra reads every position, makes the smarter move, and defends you 24/7 within limits only you set on-chain.
A complete, step-by-step guide to Ra — scanning, refinancing, optimizing yield and liquidation protection — is on its way.
A high-level view of every loan this wallet holds across Aave, Compound and Morpho. When you want to act, Ra's migration tool can refinance any position to the best available rate in one signed transaction.
| Asset · Protocol | Debt / Collateral | APY | Type | Health | Best Rate | Saving / yr | Migrate |
|---|
A comprehensive view of every asset this wallet holds — idle capital sitting in the wallet earning nothing, what's already deployed, and the vetted vaults where Ra can put idle balances to work.
Autonomous, non-custodial agents that watch your position and act within bounds you set. Ra never holds a key, and the contract re-verifies every guardrail on each call. Create one from a template, manage the ones you have, and disable anytime.
Choose what your agent should do. Each runs non-custodially within the caps you set. Start with the one that is live today.
Pick a floor (The health factor where Ra steps in) and a target to restore to. Use a preset or customize your floor.
Approve a funding asset (e.g. USDC) your agent may use. It stays in your wallet; you keep custody the whole time.
If your HF drops below the floor, Ra repays or adds collateral to restore it, capped, from your funds.
Choose the borrow to keep cheap and which venues Ra may move it between.
It moves only when another venue is cheaper by your minimum improvement — capped and once per epoch, so it can't thrash.
When the bar is met, a keeper migrates your debt to the cheaper venue. Your position is re-verified on-chain and never drops below your safety floor.
Choose the supply to grow and which venues Ra may move it between.
It moves only when another venue yields more by your minimum improvement — capped and once per epoch, so it can't thrash.
When the bar is met, a keeper moves your supply to the highest-yield venue. Your position is re-verified on-chain.
Choose the protocol, your collateral & debt, and the collateral price to exit at.
It unwinds only when the live oracle price is at/below your trigger — capped per call and once per epoch.
When the trigger hits, a keeper deleverages or closes your position atomically. It is re-verified on-chain and never routed to the keeper.
Read these Terms before you connect a wallet. They are a binding agreement. Section 9 describes risks that can result in the total loss of your assets. Sections 16 and 17 disclaim warranties and cap our liability. Section 20 requires most disputes to be resolved by individual binding arbitration and waives your right to a jury trial and to participate in a class action, with a 30 day right to opt out. The full text is also published at ra / terms.
1.1 These Terms and Conditions of Use (the "Terms") are a binding agreement between you ("you" or "User") and Ra Protocol Labs, together with its affiliates and their respective officers, directors, employees, contractors, and agents ("Ra Protocol", "we", "us", or "our"). They govern your access to and use of the Ra Protocol web application, the marketing and documentation pages hosted on the same domain, any application programming interface or software development kit we publish, and any related service we make available (together, the "Interface").
1.2 You accept these Terms by selecting "I agree" in this dialog, by connecting a digital asset wallet to the Interface, or by otherwise accessing or using the Interface. If you do not agree with any part of these Terms, do not access or use the Interface.
1.3 You consent to transact with us electronically. Your acceptance constitutes your electronic signature and has the same legal effect as a handwritten signature on a paper agreement. We may record the fact of your acceptance, the version accepted, and the date and time of acceptance, and you agree that such a record is admissible evidence of this agreement.
1.4 If you accept these Terms on behalf of a company, fund, partnership, trust, or other entity, you represent that you are authorised to bind that entity, and "you" refers to both you and that entity.
1.5 These Terms are preliminary and are published during an open beta. They apply in full to your use of the Interface today. Section 22 governs how we may revise them.
In these Terms:
3.1 You must be at least 18 years old and have the legal capacity to enter into a binding contract. The Interface is not directed at children, and we do not knowingly permit access by anyone under 18.
3.2 You represent and warrant that you are not, and are not acting on behalf of, a person who is: (a) named on any sanctions list maintained by the United States Office of Foreign Assets Control, the United Nations Security Council, the European Union, His Majesty's Treasury, or any other applicable authority; (b) organised, resident, or located in a jurisdiction subject to comprehensive sanctions, currently including Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine; or (c) otherwise prohibited from using the Interface under the laws that apply to you (each, a "Restricted Person").
3.3 You are responsible for determining whether your use of the Interface is lawful where you are. Access to the Interface is not an offer or solicitation in any jurisdiction where such an offer would be unlawful.
3.4 We may block, restrict, or refuse access to any Wallet address or network address at our discretion, including where we suspect a breach of this Section 3. We are not obliged to monitor for such breaches, and any decision not to act in one case does not waive our right to act in another.
4.1 The Interface is software, not a financial service. It reads public blockchain data, presents that data to you, and helps you construct Transactions that you sign with your own Wallet. It is a tool for interacting with public smart contracts that anyone can call directly without us.
4.2 Ra Protocol is non-custodial. We never take possession, custody, or control of your Digital Assets or your private keys. We cannot move, freeze, seize, or recover your assets. We cannot reverse a Transaction, restore a lost key or seed phrase, or undo a transfer to a wrong address.
4.3 We are not a bank, broker, dealer, exchange, money transmitter, money services business, custodian, investment adviser, fiduciary, insurer, or trading venue. We do not hold client money, offer accounts, take deposits, extend credit, execute orders as agent for you, or make a market in any Digital Asset.
4.4 Nothing displayed in the Interface is an offer to sell, a solicitation to buy, or a recommendation of any Digital Asset, protocol, strategy, or Transaction. Rates, yields, prices, health factors, savings estimates, and comparisons are drawn from Third-Party Protocols and public data sources and are provided for information only. They can be delayed, incomplete, or wrong.
4.5 The Interface may be taken offline, restricted, or discontinued at any time. The Ra Contracts are deployed on public blockchains and will generally remain callable regardless. Your position on any Third-Party Protocol always remains yours to manage directly with that protocol.
5.1 No content in the Interface, and no communication from Ra Protocol or anyone acting on our behalf, is financial, investment, legal, accounting, tax, or any other kind of professional advice. We do not assess suitability. We do not know your circumstances, objectives, risk tolerance, or tax position, and we do not consider them.
5.2 Your decisions are yours alone. You should obtain independent professional advice before committing funds and you must satisfy yourself as to the merits of any Transaction.
5.3 No fiduciary, advisory, agency, partnership, joint venture, or trust relationship arises between you and Ra Protocol under these Terms or from your use of the Interface, and none is intended.
6.1 You are solely responsible for your Wallet, including the security of your private keys, seed phrases, hardware devices, and passwords, and for every Transaction signed by your Wallet. Anyone who obtains your keys controls your assets, permanently.
6.2 You are responsible for reviewing every Transaction before you sign it, including the destination contract address, the network, the asset, the amount, and the scope of any token approval. Read what your Wallet shows you. Do not rely on the Interface's description of a Transaction as a substitute for the details your Wallet presents.
6.3 Some features require you to grant a token approval to a Ra Contract. An approval is a standing permission recorded on-chain that lets that contract move the approved asset from your Wallet within the conditions written into the contract. You choose whether to grant an approval and for how much. You can revoke an approval at any time by setting the allowance to zero, and you should revoke approvals you no longer need.
6.4 Confirm that you are on the correct network and interacting with the correct contract address before you sign. Ra Protocol is live on Base (chain ID 8453). Addresses for other networks that appear in our source code as placeholders are not deployed contracts, and assets sent to them will be lost. Our published address book is the authoritative reference.
6.5 Blockchain Transactions are generally irreversible once confirmed. We cannot recall, cancel, refund, or reverse a confirmed Transaction, and neither can anyone else.
7.1 Agents let you pre-authorise a narrow, bounded action on your own position. You configure the conditions and limits on-chain. The Ra Contracts re-verify those limits at execution time, and a call that would breach them reverts.
7.2 Agents are best-effort and are not a guarantee. Execution depends on a Keeper submitting a Transaction at the right moment, on network availability and gas conditions, on oracle data, and on the state of Third-Party Protocols. Any of these can fail. A missed or delayed action can mean a liquidation that protection was meant to prevent, a yield or rate improvement you do not receive, or a stop-loss that does not trigger at the price you expected. We do not promise that an Agent will act, will act in time, or will produce any particular result.
7.3 Keeper functions are permissionless by default. Any person may call them, and callers are not our agents, employees, or representatives. We do not vet Keepers, we do not control who calls, and we are not responsible for a Keeper's conduct or for their failure to act. Because the guardrails are enforced by the contract rather than by trust in the caller, a Keeper is a liveness dependency and not a custodian of your assets.
7.4 When an Agent acts for you, the calling Keeper is reimbursed for gas from funds you have pre-approved, priced by the relevant protocol oracle and capped by limits you set. You bear that cost. You should understand the caps you configure and review them as market conditions change.
7.5 The Ra Contracts are non-upgradeable. There is no administrative key that can change the logic operating on your position, and equally there is no mechanism by which we can patch a deployed contract. Fixing a defect requires deploying a new contract and asking you to reconfigure and re-approve against it. Until you do, you continue to interact with the original contract.
7.6 Arming an Agent does not remove your responsibility for your position. You should continue to monitor it and be prepared to act yourself.
8.1 The Interface includes an AI co-pilot and other machine-generated output such as summaries, suggestions, explanations, and proposed Transactions. This output is produced by probabilistic models and can be incomplete, out of date, or wrong, including in ways that look confident and plausible.
8.2 AI output is a starting point for your own analysis and is not advice or a recommendation. Verify anything material before you act on it, and never sign a Transaction you do not understand because an AI feature proposed it. You retain full responsibility for every Transaction you sign.
8.3 Prompts you enter are processed by us and by third-party model providers. Do not enter private keys, seed phrases, passwords, or other secrets into any AI feature. We will never ask you for them.
8.4 AI features are subject to usage limits and may be modified, degraded, or withdrawn at any time.
You acknowledge that using the Interface, the Ra Contracts, and Third-Party Protocols carries significant risk, including the risk of total loss of your Digital Assets. You accept these risks knowingly and voluntarily. The risks include the following, which are examples and not a complete list.
Smart contracts can contain bugs, logic errors, or vulnerabilities that allow assets to be drained or locked. The Ra Contracts have not completed an external security audit. They have been reviewed internally and tested against forked mainnet state, which reduces but does not eliminate this risk. Base is launching under a phased rollout with tight caps for this reason. An external audit is planned before broader deployment. Size your positions accordingly.
If you borrow against collateral, a fall in collateral value or a rise in debt value can trigger liquidation, in which part or all of your collateral is sold at a penalty. Liquidation protection reduces this risk but cannot remove it. A sharp price move, a network outage, insufficient approved funds, an exhausted per-epoch cap, or a Keeper that does not act in time can all result in liquidation.
Triggers, health factors, and sizing depend on price oracles operated by Third-Party Protocols. Oracles can be stale, manipulated, or wrong. A stablecoin or a liquid staking token can trade away from its expected value, which changes the risk of a position in ways an oracle may not immediately reflect.
Digital Asset prices, interest rates, and yields are volatile and can change without warning. Displayed yields are variable, not fixed. A rate that is best today can be worst tomorrow, and moving a position between venues costs gas that may exceed the benefit. Past performance does not indicate future results.
Blockchain networks can congest, reorganise, fork, halt, or fail. Transactions can be delayed, dropped, front-run, sandwiched, or reordered by block producers or searchers. Gas costs can spike so that an economically sensible action becomes uneconomic. Node providers, indexers, and price feeds relied on by the Interface can go down or return incorrect data.
Ra routes into protocols we do not control. Those protocols can be exploited, can change their parameters or governance, can pause markets, can become illiquid, or can be discontinued. Your exposure to them is direct, and their terms apply to you independently of ours.
The Interface is in open beta. It can contain errors, can display incorrect data, and can be interrupted, restricted, or discontinued without notice. Features can change or be removed.
Loss of your private key or seed phrase means permanent loss of your assets. Phishing sites, fake wallet prompts, malicious browser extensions, and impersonation accounts on social platforms target users of applications like this one. Always confirm the domain and the contract address, and treat unsolicited contact claiming to be from us as fraudulent.
Laws applying to Digital Assets and decentralised finance are unsettled and differ by jurisdiction. Future regulation, enforcement, or judicial decisions could restrict or prohibit your use of the Interface, affect the value or transferability of your assets, or impose obligations on you. Transactions may create taxable events for which you are solely responsible.
You accept that ra protocol is not responsible for any loss arising from these risks, whether or not the risk was foreseeable and whether or not we were aware of it.
10.1 The Interface displays data from, and helps you construct Transactions with, Third-Party Protocols. We do not own, operate, control, endorse, audit, or guarantee any of them.
10.2 Your use of a Third-Party Protocol is a direct relationship between you and that protocol and is governed by its own terms and risks. Ra Protocol is not a party to it and has no liability arising from it.
10.3 Links to external sites and resources are provided for convenience. We are not responsible for their content, accuracy, availability, or practices.
10.4 Market data, rates, prices, and yields shown in the Interface come from public sources and Third-Party Protocols. We make no representation as to their accuracy, timeliness, or completeness, and we are not liable for decisions made in reliance on them.
11.1 Ra Protocol launches free. We do not currently charge a subscription, a protocol fee, or a performance fee for use of the Interface. If we introduce a fee, we will disclose it in the Interface before it applies to you, and continuing to use the affected feature after that disclosure is your acceptance of it.
11.2 You always pay the network transaction costs (gas) for your own Transactions, including gas reimbursed to a Keeper from your pre-approved funds when an Agent acts for you. These costs are set by the network and by the Third-Party Protocols involved, not by us, and they are not refundable, including where a Transaction fails or reverts.
11.3 Third-Party Protocols may charge their own fees, spreads, interest, or penalties. Those are outside our control.
11.4 You are solely responsible for determining and paying any tax that applies to your Transactions and for any related filing or reporting. We do not withhold, collect, report, or remit tax on your behalf and we do not provide tax reporting.
This Section describes what we collect, why, and what we do with it. It is the privacy policy for the Interface.
We never ask for and never store private keys, seed phrases, or wallet passwords. We do not collect government identification documents, and the Interface does not currently require an identity verification process. We do not knowingly collect data from anyone under 18.
Private data such as chat history is keyed to a wallet address that has proven control by signing a Sign-In With Ethereum message. One wallet cannot read another wallet's history or settings. If you do not sign in, the Interface still works and no history is stored for you.
We treat IP addresses as personal data. They are visible only through an access-controlled internal surface and are removed from stored events after 30 days, and those events are deleted in full after 180 days. Other data is kept for as long as needed for the purposes above or as required by law.
Interactions with our AI features are logged so that we can evaluate quality and train future models. In that log your wallet address is stored as a salted hash rather than in the clear. Do not include personal or confidential information in prompts if you do not want it processed for this purpose.
We do not sell your personal data. We share data with service providers who host our infrastructure, provide AI model inference, supply blockchain and market data, and support analytics and error monitoring, in each case so that they can perform those services for us. We may disclose data where we believe in good faith that disclosure is required by law, necessary to enforce these Terms, or necessary to protect the rights, safety, or property of any person. If our business is transferred, data may transfer with it.
You can use much of the Interface without signing in. You can disconnect your Wallet, clear the Interface's local browser storage, revoke on-chain approvals at any time, and stop using AI features. Depending on where you live, you may have rights to access, correct, delete, or restrict the processing of your personal data, or to object to it. Write to us at the address in Section 25 and we will respond as required by applicable law. We may need to verify your control of a wallet address before acting on a request that concerns it.
We take reasonable technical and organisational measures to protect the data we hold, but no system is completely secure and we cannot guarantee absolute security. Our providers may process data in countries other than yours, including the United States, and by using the Interface you consent to that transfer.
Anything written to a public blockchain is permanent, public, and outside our control. We cannot edit or delete on-chain data, and a deletion request cannot reach it. Blockchain analysis can associate an address with an identity, so treat every on-chain action as public.
You must not, and must not permit any other person to:
Prohibited use is a material breach. It may result in immediate loss of access under Section 23, and it may be reported to law enforcement. Security research is welcome: if you find a vulnerability, report it privately to the address in Section 25 rather than exploiting it or disclosing it publicly, and give us a reasonable opportunity to fix it.
14.1 The Interface, including its design, text, graphics, logos, and the "Ra" and "Ra Protocol" names and marks, is owned by us or our licensors and is protected by intellectual property law. Except for the licence in Section 14.2, no right in it is granted to you.
14.2 Subject to your compliance with these Terms, we grant you a limited, personal, revocable, non-exclusive, non-transferable, non-sublicensable licence to access and use the Interface for its intended purpose. This licence ends automatically if you breach these Terms.
14.3 Where any component is made available under a separate open source or other licence, that licence governs that component to the extent of any conflict with this Section.
14.4 You retain ownership of content you submit. You grant us a worldwide, royalty-free, sublicensable licence to host, store, reproduce, and process that content as needed to operate and improve the Interface, including as described in Section 12.6.
If you send us suggestions, ideas, bug reports, or other feedback, you grant us an unrestricted, perpetual, irrevocable, royalty-free right to use it for any purpose without obligation, attribution, or compensation to you. Do not send us feedback you are not free to share or that you expect us to keep confidential.
The interface, the ra contracts, and all related content are provided "as is" and "as available", with all faults and without warranty of any kind.
To the maximum extent permitted by law, ra protocol disclaims all warranties, whether express, implied, statutory, or arising from course of dealing or usage of trade, including any implied warranty of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, and non-infringement.
We do not warrant that the interface will be uninterrupted, timely, secure, or error free; that defects will be corrected; that the interface or the servers that make it available are free of harmful components; that any data, rate, price, yield, or estimate shown is accurate, complete, or current; that any agent will execute, will execute in time, or will produce any particular result; or that use of the interface will prevent a liquidation, produce a profit, avoid a loss, or improve a position.
No advice or information obtained from us or through the interface creates any warranty not expressly stated in these terms.
Some jurisdictions do not allow the exclusion of certain warranties. In those jurisdictions the exclusions above apply to the fullest extent permitted by law and nothing in these terms limits rights that cannot lawfully be limited.
To the maximum extent permitted by law, ra protocol will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, goodwill, business opportunity, or data, arising out of or relating to these terms or the interface, whether based in contract, tort (including negligence), strict liability, statute, or any other theory, and whether or not we were advised of the possibility of such damages.
Without limiting the above, ra protocol will not be liable for: loss of digital assets from any cause; liquidation of a position, including where an agent did not act or did not act in time; a keeper's failure to act, delay, or conduct; a defect, exploit, or failure in the ra contracts or in any third-party protocol; oracle error, price manipulation, or depeg; network congestion, outage, reorganisation, fork, or transaction reordering; gas cost, failed or reverted transactions; inaccurate rates, yields, prices, or estimates; ai output that is wrong, incomplete, or acted upon; your loss or compromise of a private key or seed phrase; phishing, impersonation, or third-party fraud; or your failure to review a transaction, network, or contract address before signing.
Our total aggregate liability for all claims relating to these terms or the interface will not exceed the greater of (a) one hundred united states dollars (usd 100) or (b) the total amount of fees you paid to ra protocol for use of the interface in the twelve months immediately before the event giving rise to the claim. Gas paid to a network or to a keeper is not a fee paid to ra protocol.
These limitations apply even if a limited remedy fails of its essential purpose, and they reflect a reasonable allocation of risk that forms an essential basis of this agreement. Some jurisdictions do not allow certain limitations, and nothing here excludes liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot lawfully be excluded.
You agree to indemnify, defend, and hold harmless Ra Protocol from and against all claims, demands, actions, proceedings, losses, liabilities, damages, fines, penalties, costs, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the Interface; (b) your breach of these Terms or of any applicable law; (c) your infringement of the rights of any third party; (d) any Transaction you sign or authorise, including any Transaction executed by an Agent under limits you configured; or (e) any tax obligation arising from your activity. We may assume exclusive control of the defence of any matter subject to indemnification by you, at your expense, and you will cooperate with us. You will not settle any matter that imposes an obligation on us without our prior written consent.
19.1 You release Ra Protocol from all claims, demands, and damages of every kind, known and unknown, arising out of or in any way connected with a dispute between you and a third party in relation to the Interface, including any Third-Party Protocol, any Keeper, any other user, and any wallet or infrastructure provider.
19.2 If you are a California resident, you waive California Civil Code Section 1542, which says: "A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party." You waive any comparable provision of any other jurisdiction.
Please read this section carefully. It requires you to arbitrate disputes individually and limits how you can seek relief from us. It affects your legal rights.
20.1 Informal resolution first. Before starting an arbitration, you agree to try to resolve the dispute informally by sending a written notice to the address in Section 25 describing the dispute, the relief sought, and your contact details. The parties will negotiate in good faith for 60 days from receipt of that notice. This step is a condition precedent to commencing arbitration, and the limitation period in Section 20.8 is tolled while it runs.
20.2 Agreement to arbitrate. If the dispute is not resolved under Section 20.1, any dispute, claim, or controversy arising out of or relating to these Terms or to the Interface, including their formation, breach, termination, enforcement, interpretation, or validity, will be resolved exclusively by final and binding individual arbitration, and not in court.
20.3 Rules and forum. The arbitration will be administered by the American Arbitration Association under its Consumer Arbitration Rules or Commercial Arbitration Rules, as applicable, by a single arbitrator. The seat is Wilmington, Delaware. Hearings may be held by video or telephone, and either party may request a documents-only proceeding where the rules allow it. The arbitrator decides all issues, including arbitrability, except as stated in Section 20.5.
20.4 Jury trial waiver. To the extent any dispute proceeds in court rather than arbitration, you and ra protocol each knowingly, voluntarily, and irrevocably waive any right to a trial by jury.
20.5 Class action waiver. You and ra protocol each agree to bring claims only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, coordinated, private attorney general, or representative proceeding. The arbitrator may not consolidate the claims of more than one person and may not preside over any form of representative proceeding, and may award relief only in favour of the individual party seeking relief and only to the extent necessary to provide that relief. If this Section 20.5 is found unenforceable as to any claim or request for relief, that claim or request will be severed and heard in a court of competent jurisdiction under Section 21, and the remaining claims will proceed in arbitration. This Section 20.5 does not sever from the rest of Section 20 for any other purpose.
20.6 Carve-outs. Either party may bring an individual claim in small claims court if it qualifies, and either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement or misappropriation of intellectual property or unauthorised access to its systems. Seeking such relief is not a waiver of this Section 20.
20.7 Right to opt out. You may reject this arbitration agreement and the waivers in Sections 20.4 and 20.5 by sending written notice to the address in Section 25 within 30 days of the date you first accept these Terms. The notice must state your name, the wallet address you connected, and a clear statement that you opt out of arbitration. Opting out does not affect any other part of these Terms, and it will not disadvantage you in your use of the Interface.
20.8 Time limit. Any claim arising out of or relating to these Terms or the Interface must be brought within one year after the claim accrues, to the extent that period is enforceable where you live. A claim not brought within that period is permanently barred.
20.9 Changes. If we materially change this Section 20 after you accept these Terms, you may reject the change by written notice within 30 days, in which case the version you accepted governs disputes that have already arisen.
21.1 These Terms and any dispute arising out of them are governed by the laws of the State of Delaware, United States, without regard to its conflict of law rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
21.2 Subject to Section 20, you and Ra Protocol submit to the exclusive jurisdiction of the state and federal courts located in Wilmington, Delaware for any claim not subject to arbitration, and each party waives any objection to venue or forum in those courts.
21.3 If you are a consumer resident in a jurisdiction whose law grants you the protection of mandatory local provisions or the jurisdiction of your local courts, this Section does not deprive you of that protection.
22.1 We may modify, suspend, or discontinue any part of the Interface at any time, with or without notice. We are not liable to you or to anyone else for doing so.
22.2 We may revise these Terms. The current version is always published at /terms with a version number and an effective date. Minor corrections take effect when published.
22.3 Where a revision is material, we will ask you to accept the new version in the Interface before you continue to use it, and your acceptance is recorded against that version. If you do not accept, you must stop using the Interface. Continuing to use the Interface after a revision takes effect is acceptance of it.
22.4 Changes to Section 20 are also subject to Section 20.9.
23.1 You may stop using the Interface at any time. Disconnecting your Wallet ends our access to read it. Approvals you granted on-chain remain in force until you revoke them, and disconnecting does not revoke them.
23.2 We may suspend or terminate your access to the Interface at any time and without notice, including where we believe you have breached these Terms, where you are or may be a Restricted Person, or where we consider it necessary to comply with law or to protect the Interface or its users.
23.3 Loss of access to the Interface does not affect your Digital Assets or your positions. The Ra Contracts and Third-Party Protocols remain callable directly, and you remain responsible for managing your positions.
23.4 Sections 5, 9 through 21, 23.3, 23.4, and 24 survive termination, along with any other provision that by its nature should survive.
24.1 Entire agreement. These Terms are the entire agreement between you and Ra Protocol about the Interface and supersede all prior understandings on that subject. You have not relied on any statement not set out here.
24.2 Severability. If any provision is held unenforceable, it will be modified to the minimum extent necessary to make it enforceable, or severed if it cannot be, and the rest of these Terms remain in force. Section 20.5 is subject to its own severability rule.
24.3 No waiver. A failure or delay in enforcing a provision is not a waiver of it, and a single or partial exercise of a right does not prevent its further exercise.
24.4 Assignment. You may not assign or transfer these Terms or any right under them without our prior written consent. We may assign them freely, including to an affiliate or in connection with a merger, reorganisation, or sale of assets.
24.5 Force majeure. We are not liable for any delay or failure to perform caused by events beyond our reasonable control, including network failure or congestion, chain reorganisation or fork, outage of a Third-Party Protocol or infrastructure provider, cyber attack, act of government, change of law, natural disaster, or war.
24.6 No third-party beneficiaries. These Terms confer no right on any person other than you and Ra Protocol, except that the persons described as Ra Protocol in Section 1.1 may enforce Sections 16 through 20.
24.7 Notices. We may give notice by posting in the Interface or on the /terms page. You give notice to us at the address in Section 25. Notice is effective when posted or, for email, when sent.
24.8 Language and headings. These Terms are drafted in English, and any translation is provided for convenience only; the English version governs. Headings are for reference and do not affect interpretation.
24.9 Relationship. Nothing in these Terms creates an employment, agency, partnership, or joint venture relationship between you and Ra Protocol.
Questions, legal notices, arbitration opt-out notices, privacy requests, and security disclosures should be sent to Ra Protocol Labs at raprotocol.contact@gmail.com. For a legal notice or an arbitration opt-out, please put "Legal Notice" in the subject line and include the wallet address you connected so that we can match your notice to your acceptance record.
These Terms are preliminary and are published for an open beta. They do not create any obligation on us to continue operating the Interface.
End of agreement · Version 1.0 · Effective 11 August 2026