Ra · DeFi Co-Pilot

Your DeFi, supercharged.

The AI co-pilot for your entire on-chain portfolio. Ra reads every position, makes the smarter move, and defends you 24/7 within limits only you set on-chain.

DeFi Scanner

● Live

⌕

🔒 Ra only ever scans your own wallet. Connect a wallet to begin, or try a demo.

Wallet Performance

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Portfolio Health

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Health Score

Total Debt

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Saving / Year

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One wallet, one signature

Ra reads every position and builds the exact transaction; you just sign. It doesn't just inform, it executes. Let it do all the work or customize it to your liking.

Your whole portfolio, one brain

Debt, collateral, idle assets and yield: Seen together and optimized as one. No more juggling a dozen dashboards.

Agents that never sleep

Create Agents for your portfolio that work around the clock, within limits only you set on-chain. Non-custodial, always.

One scan maps your whole position across

AaveCompoundMorpho

Non-custodial Read-only scanning Your keys, always

How Ra works One co-pilot for your whole DeFi position

1

Connect & Scan

Connect your wallet and Ra maps every position it holds (collateral, lending, idle and debt) across Aave, Compound and Morpho in seconds.

2

Borrow smarter

Every loan ranked by savings. Refinance to the cheapest venue in one signed transaction, or let the Rate Optimizer move your debt automatically.

3

Put idle to work

Route idle stables and ETH into vetted yield non-custodially, or arm the Yield Router to keep your supply at the best APY.

4

Ask Ra anything

Your co-pilot reads your whole position — ask about rates, risk or yield and it builds the transaction, or arms an autonomous agent to act for you 24/7.

Net DeFi Value

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Scan a wallet to see your allocation

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/ 100

Health Score

Assets Deployed

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capital at work →

Borrowed

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your debt →

Idle Capital

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put it to work →

Wallet Assets

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in your wallet →

DeFi Exposure Map

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Ra suggests

Market Rates ● Live

Overview

Borrow Rates

Yields

Loading live rates…

← Back to dashboard

Ra Protocol · Tutorial

Full walkthrough

A complete, step-by-step guide to Ra — scanning, refinancing, optimizing yield and liquidation protection — is on its way.

Coming soon

Your Debt

A high-level view of every loan this wallet holds across Aave, Compound and Morpho. When you want to act, Ra's migration tool can refinance any position to the best available rate in one signed transaction.

No wallet scanned yet — head to the Dashboard and scan an address to see your debt here.

Total Debt

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Scan a wallet to see your collateral utilisation

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/ 100

Health Score

Open Loans

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across your wallet

Avg Borrow Rate

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weighted by size

Collateral

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securing your loans

Potential Saving / yr

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if Ra refinances

Your Loans

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Debt Tools

Found 0 positions · 3 protocols scanned

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Asset · Protocol	Debt / Collateral	APY	Type	Health	Best Rate	Saving / yr	Migrate

Smart Insights

Assets

A comprehensive view of every asset this wallet holds — idle capital sitting in the wallet earning nothing, what's already deployed, and the vetted vaults where Ra can put idle balances to work.

No wallet scanned yet — connect and scan from the Dashboard to surface every asset this wallet holds.

Explore the market

Discover ● Live rates

Vetted vaults & lending markets — put idle capital to work non-custodially, in a single signature.

Collapse

Asset

Protocol

Type

Sort

Position Transfer Market

P2P

Loading order book...

Protocol Market Overview

DeFi Llama

Loading market data...

Completed Transactions

0

Connect a wallet to see your completed transactions.

Agents

Autonomous, non-custodial agents that watch your position and act within bounds you set. Ra never holds a key, and the contract re-verifies every guardrail on each call. Create one from a template, manage the ones you have, and disable anytime.

Your agents

Liquidation Shield

🛡️

Never get liquidated

Ra watches your health factor 24/7 and steps in before liquidation by repaying debt or adding collateral within limits you set.

How the Liquidation Shield works

🎯

Set your safety line

1

Pick a floor (The health factor where Ra steps in) and a target to restore to. Use a preset or customize your floor.

🔑

Pre-approve funds

2

Approve a funding asset (e.g. USDC) your agent may use. It stays in your wallet; you keep custody the whole time.

🛡️

Ra protects you

3

If your HF drops below the floor, Ra repays or adds collateral to restore it, capped, from your funds.

Non-custodial You pay only when protected Capped per epoch Revocable instantly

Protect a position

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Connect your wallet to detect positions you can protect.

Your position & safety gauge

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Connect your wallet (on a supported network) to load your position.

Set up protection

◆ Protection level How aggressively Ra defends you

◆ What to protect

Protocol

Which lending market your borrow is on.

Action

How Ra lifts your health factor back up.

◆ Spending limits Ra can never exceed these

Funding asset · pre-approved

Pre-approved from your wallet — it stays in your wallet, you keep custody.

Max spend / epoch

The most Ra can ever pull, per period.

Epoch length

When that spending cap resets.

Two transactions: a one-time token approval, then setGuard. Free to set up — when a protection runs, a small capped network fee (the keeper's gas) comes from your funds, so you pay only when actually protected. Revoke the approval or Disable to switch off instantly.

Always on the cheapest rate

Ra watches borrow rates across Aave, Spark & Compound and refinances your debt to the cheapest venue — same asset, your position, capped and re-verified on-chain. It only ever moves you cheaper.

How the Rate Optimizer works

🎯

Pick the debt

1

Choose the borrow to keep cheap and which venues Ra may move it between.

📉

Set your bar

2

It moves only when another venue is cheaper by your minimum improvement — capped and once per epoch, so it can't thrash.

🔁

It refinances for you

3

When the bar is met, a keeper migrates your debt to the cheaper venue. Your position is re-verified on-chain and never drops below your safety floor.

Non-custodial Cheaper-only · on-chain verified Capped & revocable

Optimize a debt

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Connect your wallet to detect borrows you can optimize.

Your rate vs. the market

Pick a borrow position above and Ra compares live rates across venues to find you the cheapest.

Set up Rate Optimizer

PREVIEW

◆ Venues Ra may use it moves to whichever is cheapest

Aave V3 Spark Compound V3

◆ How eager to move minimum rate improvement before it acts

◆ Debt & limits Ra can never exceed these

Debt asset

The borrow Ra keeps on the cheapest venue.

Collateral asset

The collateral backing this position.

Max debt / move

The most debt Ra moves in one refinance.

Max collateral / move

Cap on collateral relocated per move.

Move at most once per

How often a move can happen.

Keep health factor ≥

Never let a move drop you below this.

Every dollar on the best yield

Ra watches supply yields across Aave, Spark, Compound & Sky Savings and moves your balances to whichever pays the most — same asset, your position, capped and re-verified on-chain. It only ever moves you higher.

How the Yield Router works

🌱

Pick the asset

1

Choose the supply to grow and which venues Ra may move it between.

📈

Set your bar

2

It moves only when another venue yields more by your minimum improvement — capped and once per epoch, so it can't thrash.

🔁

It earns more for you

3

When the bar is met, a keeper moves your supply to the highest-yield venue. Your position is re-verified on-chain.

Non-custodial Highest-yield · on-chain verified Capped & revocable

Your yield uplift

Ra parks your supply at the top yield

Set an amount and a bar below to see the extra yield each move captures.

Set up Yield Router

PREVIEW

◆ Venues Ra may use it moves to whichever pays most

Aave V3 Spark Compound V3 Savings

◆ How eager to move minimum extra yield before it acts

◆ Supply & limits Ra can never exceed these

Supply asset

The balance Ra keeps on the highest-yield venue.

Max / move

The most Ra moves in one route.

Move at most once per

How often a move can happen.

Keep health factor ≥

If the supply is also collateral, never let a move drop you below this.

Exit before you're liquidated

Set the price you want out at. Ra watches the protocol's own oracle and automatically unwinds your position the moment it's hit — your funds, capped, re-verified on-chain, never to the keeper.

How the Stop-Loss works

🎯

Pick position & price

1

Choose the protocol, your collateral & debt, and the collateral price to exit at.

📉

Set your trigger

2

It unwinds only when the live oracle price is at/below your trigger — capped per call and once per epoch.

🚪

It exits for you

3

When the trigger hits, a keeper deleverages or closes your position atomically. It is re-verified on-chain and never routed to the keeper.

Non-custodial Price-triggered · on-chain verified Capped & revocable

Your exit trigger

Set an exit price below and Ra shows how far your collateral can fall before it unwinds you.

Set up Stop-Loss

PREVIEW

◆ Protocol where your position lives

◆ Your position

Collateral asset

The asset whose price Ra watches to trigger the exit.

Debt asset

What you owe against it — repaid on the way out.

◆ Trigger & limits Ra can never exceed these

Exit when collateral price ≤

$

Ra unwinds the moment the oracle price hits this.

Max collateral / unwind

The most collateral Ra unwinds per call.

Unwind at most once per

How often an unwind can happen.

Keep health factor ≥

Never let an unwind drop you below this.

Markets

How far each tokenized stock trades from the share behind it.

Loading the market clock

Fair value by stock

Fair value, the premium of a $1,000 buy and the usual weekend range for each covered stock, by ticker.
Stock	Fair value	Premium	Usual weekend range Soon	Last 7 days Soon

Premium is a $1,000 buy against fair value. A ringed dot sits outside the stock's usual weekend move. How fair value is computed

Holdings

The tokenized stocks a wallet holds, each against fair value.

Coming soon. Connecting a wallet will stay optional and read-only: Ra requests no approvals and sends no transactions.

Issuers

Who issues each tokenized stock, and what a holder owns.

Coming soon: each issuer's legal form, rights, fees and who can hold its tokens, with every fact sourced and dated. The issuers Ra covers today:

Methodology

How fair value, the premium and the grade are worked out.

Fair value. Each token's Chainlink feed reports the share's price times the token's multiplier. While the feed is live, that is fair value. When the feed closes for the night or the weekend, fair value holds at its last update.

Premium. What a $1,000 purchase of the token on Base costs against fair value. "2.4% above fair value" means 2.4% more than the share behind the token.

Grade. A, live. B, closed, with fair value held. C, thin: a $1,000 round trip costs more than 0.5%. D, unavailable: the feed is stale while the market is open, the token is paused, or Base's sequencer is down.

The full methodology and a weekly accuracy record will be published here.